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What it is
Replacing your existing mortgage with a new loan to lower your interest rate, change the loan term, or access home equity.
Refinance
Best For
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Homeowners wanting lower monthly payments
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Borrowers looking to reduce interest costs
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Those needing cash or better loan terms
Key Highlights
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Can lower interest rate
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Adjust loan length (shorter or longer term)
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Option to take cash out
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May reduce monthly payment
Key Highlights
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Gives homeowners flexibility to save money, improve cash flow, or use equity strategically.
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