Effective Date: July 03 2026

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1. Information We Collect

   • Name

   • Email address

   • Phone number

   • Financial information (if submitted via application)

   • Website usage data (cookies)

2. How We Use Your Information

   • To respond to inquiries

   • To provide mortgage services

   • To communicate regarding loan applications

   • To comply with legal and regulatory requirements

3. Information Sharing

   • We do not sell your information.

   • Information may be shared with lenders, processors, underwriters, and service providers as necessary to complete your loan.

4. Data Security

   • We use secure systems and reasonable safeguards to protect your information.

5. Cookies

   • Website may use cookies to improve user experience.

6. Third-Party Links

   • We are not responsible for third-party websites.

7. Your Rights

   • You may request to review or delete your information.