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FHA Loans 

What It Is

Government-backed loan insured by the Federal Housing Administration.

Best For

  • First-time buyers

  • 580+ credit score

  • Smaller down payment

Key Highlights

  • 3.5% down payment

  • More flexible credit guidelines

  • Higher debt-to-income allowed

  • Mortgage insurance required

Why It’s Popular

  • Helps buyers who don’t qualify for conventional.

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Continue to: VHA Loans
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